Dealing with your loan / mortgage

If every month you were stressed by your loan/mortgage while ratio between your loan and asset above 30:70, then you’re trap by your un-healthy loan/mortgage and you need extra way to handle and fix it. Here’s a quote from financial practitioner to deal with your un-healthy loan:            

How big your loan/mortgage every month? How big is the interest rate of your loan? And then, how long is your mortgage?           

[Review sports] Boxing Day!

What a great and unpredictable result for this year Boxing Day in English Premiere League! While other European countries enjoyed their Christmas holiday season, England still entertained world football fans with their game matches, a day after Christmas. And this year, I must say; what a wonderful result and great matches.

Boxing Day was started with 3 games at London as home teams; from middle table classification between West Ham and Reading; ended with shared a point between both teams played in London.

[Movie sneak peek] Alvin and the Chipmunks Movie Trailer

Another great movie worth to wait in this 2007 ! Although this movie will be release perhaps in January 2008 in Indonesia, but most of movie maniac already seen the movie trailer in cable TV recently. I still remember the cartoon show which I never missed when I was little. Yes ! 3 chipmunks who always gets in trouble and their musical shows. Alvin,  Simon and Theodore in Alvin and the Chipmunks !

Now for almost 50 years never heard and saw their cartoon, director Tim Hill ( Garfield 2) brings these 3 little creatures into movies which definitely many movie maniac will not miss. In the end of 2007 or early 2008, it will be release in Indonesia and it will be a perfect moment because it’s in holiday season, plus it has Christmas story inside. So…it just perfect ! 

Starring some familiar faces in the movie are: Jason Lee ( My name is Earl ) as Dave; this actor is just perfect for the role, Justin Long ( Die Hard: Live Free or Die Hard ) as Alvin, Matthew Gray Gubler ( RV ) as Simon and Jesse McCartney ( Hillary Duff bf) as Theodore ; this movie is definitely worth to watch and looking forward to for a whole family to spend time with.

[Article] So you want to be a millionare ? part 2

It also doesn’t mean you should race to be debt-free at all costs. Most people, for instance, will be much better off if they use extra cash to beef up their retirement savings rather than paying down low-rate, deductible mortgage debt.

But it does mean you should avoid high-rate debt and be cautious about your total debt load. Keeping your housing expenses to 25% of your gross pay, for example, will help ensure you’ve got enough left over to fund your other goals and have some fun once in awhile.

[Article] So you want to be a millionare ? part 1

So you want to be a millionaire

Me, too — in fact, I’m already there, and so are a lot of folks who shun lightning-strike fantasies about wealth. You can do what we did.

source : moneycentralmsn.com ( http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/SoYouWantToBeAMillionaire.aspx?page=1)

The day my husband and I became millionaires was a lot like any other day.

He went off to work, grumbling about the commute. I was fretting about our utility bill and decided to check our personal finance software to see how much more we were paying than the previous year. While I fiddled with the numbers, I told the software to update our account balances. Lo and behold, the net worth column showed seven figures where before there had been six.

[Bisnis] PulsaSuper – bisnis modal 100rb

Kali ini gw ingin menjelaskan bentuk bisnis yang belakangan ini booming di kalangan pengguna kartu pra-bayar di Indonesia, yaitu isi pulsa elektrik. Awalnya gw nggak begitu tertarik dengan bisnis ini karena udah terlalu banyak yang nawari dan berakhir dengan kekecewaan karena semua proses bisnisnya terlalu berbelit-belit, meski dengan tawaran hasil yang menggiurkan. Makanya awal ditawarin bisnis ini, aku langsung nolak sebelum bener-bener baca penjelasannya. Tapi sekali waktu gw sempet baca penjelasannya yang ada di website www.pulsasuper.com/id/ps3240 dan lama kelamaan jadi tertarik dan akhirnya gw mengikutin bisnis ini.

[Song] Tentang kita – Julian Cely feat Terry

Ku coba mengerti
ku coba memberi
Semua yang kau mau
Belahan jiwaku

Tak ingin menunggu
Hati penuh duga
Tanpa jawabanmu
Kau buatku luka

J’ai perdu mai raison
Me laisse à l’abandon
Dis moi où va ma vie
Si tu es loin d’ici, loin d’ici

Walaupun berakhir
Kau masih disini
Walaupun berakhir
Biarku bermimpi
Tentang kita

Je regarde en arrière
J’y vois couler une larme
J’ai perdu mes repères
La couleur de mon âme

Hanya ada do’a
Yang aku ucapkan
Atas nama cinta
Dibawah rembulan

Semua asa hilang
Ditelan sang malam
Yang aku cintai
Mengapa kau pergi, kau pergi

Walaupun berakhir
Kau masih disini
Walaupun berakhir
Biarku bermimpi
Tentang kita

Click here to download this song

[Review] Bamboo Express

Lunch kali ini gw menjajaki makanan di gedung tempo, berhubung kantor tempat gw kerja di Menara Karya, jadi mendingan jalan dari pada mesti bawa mobil ke sana. Tempatnya agak tersembunyi dan nggak begitu besar. Di food-court’nya cuman ada 3 counter dan salah satunya adalah Bamboo Express (BE). Menu yang tersedia di sini menu-menu makanan oriental food, sama persis dengan menu yang ada di resto’nya di daerah Puri.

[Review] Hitman – Indonesian

Film yang judul dan karakternya diambil sesuai dari game computer ‘Hitman’ ini sudah agak lama dinanti-nantikan oleh gamers mania di Indonesia. Sudah sejak tahun 2005; sewaktu masih di Melbourne; trailer film ini sudah ditayangkan di bioskop ketika nonton Sherk 2. Baru awal November lalu tiba-tiba muncul kembali trailernya di bioskop yang akhirnya muncul di layar lebar Indonesia akhir November 2007.

‘Agent 47′ yang menjadi karakter utama dalam game dan film ‘Hitman’ ini dimainkan oleh Timoty Olyphant. Mungkin tidak semua orang mengenal baik aktor satu ini, tapi bagi penggemar Die Hard pastilah ingat dengan aktor satu ini yang muncul dalam serial ‘Die Hard 4′ yang diaktori oleh aktor kawakan Bruce Willis. Timoty muncul dalam ‘Die Hard 4′ muncul dengan peran antagonis dan membawa perannya dengan sangat baik sekali.

[Review] Kingdom

[New York Times movie reviews] “The Kingdom,” a whodunit/blow-’em-up directed by Peter Berg, corrects this lapse by taking aim at the ethical nuances and ideological contradictions of the war on terror and blasting away.

Mr. Berg, an actor whose directing skills improve with each project (his last for the big screen was the underrated “Friday Night Lights”), shows himself adept at the rapid cutting and hectic camerawork that are fast becoming the lingua franca of action filmmaking.